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Huaxia Xinjinhui Hybrid A: Prospectus (Updated) Summary of Huaxia Xinjinhui Flexible Allocation Hybrid Securities Investment Fund Announcement January 9, 2020

Time: January 9, 2020 13:21:25 China Finance
Original title: Huaxia Xinjinhui Hybrid A: Huaxia Xinjinhui Flexible Allocation Hybrid Securities Investment Fund Prospectus (Updated) Summary January 9, 2020 Announcement


Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


2020
January
9th announcement

Fund Manager: Huaxia Fund Management Co., Ltd. Fund Custodian: China Construction Bank Co., Ltd.


Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


important hint

Huaxia Xinjinhui's flexible allocation of hybrid securities investment funds (hereinafter referred to as "the Fund") was approved by the China Securities Regulatory Commission
November 2016
Securities Regulatory Commission
[2016] Document No. 2825 grants registration. The Fund's fund contract
Effective March 8, 2017.


The fund manager guarantees that the contents of this prospectus are true, accurate and complete. This prospectus is registered by the China Securities Regulatory Commission, but the registration of the fundraising by the China Securities Regulatory Commission does not indicate that it makes substantial judgments or guarantees on the value and income of the Fund, nor does it indicate that there is no risk in investing in the Fund.


The fund invests in the securities market. The fund's net value will fluctuate due to fluctuations in the securities market and other factors. Investors enjoy fund returns based on the fund shares they hold and bear corresponding investment risks. Risks in the investment of the Fund include: systemic risks caused by the overall political, economic, social and other environmental factors affecting the price of the securities market, non-systemic risks unique to individual securities, and continuous redemption by fund unit holders The liquidity risk generated by the fund, the active management risk generated by the fund manager during the implementation of fund management, and the specific risks of the fund. This fund is a hybrid fund.
The level of long-term risk returns is lower than that of stock funds, and higher than that of bond funds and money market funds. according to
The "Administrative Measures on the Appropriateness of Securities and Futures Investors" that came into effect on July 1, 2017, fund managers and sales agencies have re-risked the fund. The risk-rating behavior does not change the substantial risk-return characteristics of the fund. Changes in standards may cause corresponding changes in the risk level representation of the Fund. The specific risk rating results shall be based on the rating results provided by the fund manager and sales agency. The Fund may invest in SME private equity bonds. When the debtor of the SME private equity bonds invested by the fund defaults, or a settlement default occurs in the transaction process, or the price of the SME private equity bonds is lowered, the price may decrease, etc. property loss. In addition, due to the size of the market and the level of trading activity, private equity bonds of small and medium-sized enterprises may not be able to buy or sell a large amount at the same price level. There is a certain level of liquidity risk, which will affect the fund's income.


Investment is risky. Before investing in this fund, please read the fund's prospectus, fund contract,
Fund product information summary, a comprehensive understanding of the fund's risk-return characteristics and product characteristics, and fully consider its own risk tolerance, reasonably judge the market, and make investment decisions cautiously.


The requirements for the preparation, disclosure and update of fund product information summary shall be implemented one year after the implementation of the "Information Disclosure Measures".


The fund's past performance does not indicate its future performance.


The fund manager manages and uses fund assets in accordance with the principles of due diligence, honesty, and prudence and diligence, but does not guarantee a certain profit of the fund or a minimum return.


This summary has been prepared in accordance with the fund contract and prospectus of the Fund, and has been approved by the China Securities Regulatory Commission. Fund contract is about

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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Legal documents that determine the rights and obligations between fund parties. The fund investor obtains the fund unit according to the fund contract, that is, he becomes the fund unit holder and the parties to the fund contract. The act of holding the fund unit itself indicates his recognition and acceptance of the fund contract, and in accordance with the Fund Law , "Operating Measures", fund contracts and other relevant provisions enjoy rights and assume obligations. Fund investors who want to understand the rights and obligations of fund unit holders should consult the fund contract in detail.


The deadline for updating the content contained in this prospectus is
On January 6, 2020, the deadline for financial data and net worth performance data was June 30, 2019. (The financial information in this prospectus has not been audited.)

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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


I. Fund Manager

(I) Fund Manager Profile Name: Huaxia Fund Management Co., Ltd. Residence: Tianzhu Airport Industrial Zone, Shunyi District, Beijing
Area A Office Address: Financial Street, Xicheng District, Beijing
No. 33 Tongtai Building
Block B
8th floor establishment date:
1998
April
9th Legal Representative: Yang Minghui Contact Person: Qiu Xi Customer Service Phone:
400-818-6666
Fax: 010-63136700
The registered capital of Huaxia Fund Management Co., Ltd. is
238 million yuan, the company's equity structure is as follows:


Shareholding unit
CITIC Securities Co., Ltd.



POWER CORPORATION OF CANADA
MACKENZIE FINANCIAL CORPORATION


Tianjin Haipeng Technology Consulting Co., Ltd.



Shareholdings in total equity


62.2%
13.9%
13.9%
10%


100%


(B) the situation of key personnel


1. Basic information of fund managers' directors, supervisors, managers and other senior management personnel

Mr. Yang Minghui: Chairman, Party Secretary, Master, Senior Economist. Currently he is the Deputy Secretary of the Party Committee, Executive Director, General Manager and Member of the Executive Committee of CITIC Securities Co., Ltd. and Chairman of China Asset Management (Hong Kong) Co., Ltd. Former director, director, deputy general manager of CITIC Securities , director and executive vice president of CITIC Holdings, director of CITIC Trust, chairman of Xincheng Fund Management Co., Ltd., executive director and president of China Construction Bank Investment Securities Co., Ltd.



Mr. Barry Sean McInerney: Director, Master. Wanxin Investment Corporation (
Mackenzie Financial
Corporation) President and CEO. He has held senior management positions at several leading North American financial institutions.


Mr. Zhai Haitao: Director, Master. He is currently the president and partner of Chunhua Capital Group, and concurrently serves as an independent non-executive director of China Everbright International Co., Ltd. and China Everbright Water Co., Ltd. Former Managing Director of Goldman Sachs (Asia) LLC,
Chief Representative of Goldman Sachs Group Beijing Representative Office, Director of Strategic Cooperation Office of Goldman Sachs Group and Industrial and Commercial Bank of China, Credit Rating Consultant of China Ministry of Finance and China Development Bank.


Mr. Yang Bing: Director, Master. Member of the Executive Committee of CITIC Securities Co., Ltd. and asset management business

4


Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Political person in charge. He used to be a trader in the fixed income department of CITIC Securities Co., Ltd., an investment manager in the asset management business, and an investment manager in the asset management business.


Mr. Li Yongjin: Director, Master. He is currently a member of the executive committee of CITIC Securities Co., Ltd. and the director of the wealth management committee of CITIC Securities . He is also a director of CITIC Futures Co., Ltd. and an executive director and general manager of Jintong Securities Co., Ltd.

Former branch manager of International Business Department of Agricultural Bank of China Dalian Branch, Manager of Dalian Sales Department of Shenyin & Wanguo Securities, Assistant General Manager, Deputy General Manager, and General Manager of CITIC Securities Dalian Sales Department Director,
General Manager of CITIC Securities (Zhejiang) Co., Ltd., General Manager of CITIC Securities Zhejiang Branch, Director of CITIC Securities Brokerage Business Development and Management Committee, etc.


Ms. Li Yimei: Director, General Manager, Master. He is also a director of Zhengtong Co., Ltd. and a director of China Asset Management (Hong Kong) Co., Ltd. Formerly Deputy General Manager, Marketing Director, Marketing Director, General Manager of the Fund Marketing Department of Huaxia Fund Management Co., Ltd., Executive Director and General Manager of Shanghai Huaxia Wealth Investment Management Co., Ltd.


Mr. Zhang Ping: Independent Director, Ph.D. He is currently a researcher at the Institute of Economics of the Chinese Academy of Social Sciences. He also serves as an independent director of Minsheng Tonghui Asset Management Company and AVIC International Hong Kong. He used to be Deputy Director of the Macroeconomic Research Office, Director of the Economic Growth Office, Assistant Director, Deputy Director, and Deputy Director of the National Finance and Development Laboratory.


Mr. Zhang Hongjiu: Independent Director, Master. He is currently a partner of Beijing Jingtian Gongcheng Law Firm. He is also an independent director of CITIC Trust Co., Ltd., an advisor to the Financial Professional Committee of the National Bar Association, a member of the Legal Advisory Committee of the All-China Federation of Overseas Chinese and the director of the Civil Law Committee, an arbitrator of the China International Economic and Trade Arbitration Commission and an arbitrator of the Shanghai International Economic and Trade Arbitration Commission.


Mr. Zhiqiang Zhi: Independent director, Ph.D. He is currently the Director of the Department of Continuing Education of Renmin University of China, a professor of the Department of Finance and Finance of the School of Business, and a doctoral supervisor. Concurrently serves as a member and deputy secretary-general of the steering committee of the National Accounting Degree Graduate Education Committee, the vice chairman of the Financial Costs Branch of the Chinese Accounting Association, the consultant of the Accounting Standards Advisory Committee of the Ministry of Finance, a member of the Internal Control Professional Committee of the Chinese Accounting Association, and an independent director of the China Association of Listed Companies Member of the committee, independent director of Beijing Agricultural University Technology Co., Ltd., etc.


Mr. Yang Yifu: Chief Supervisor, Master. He is currently the president of Power Taiping Co., Ltd., responsible for the investment activities of Power Corporation of Canada in China, and the director of Sanchuan Energy Development Co., Ltd. and the executive director of China Investment Association. Former Chief Representative of IFC (member of the World Bank Organization) in China, Director of China Asset Management Co., Ltd., etc.


Mr. Yang Weihua: Supervisor, Master. He is currently the Chief of Administration of Risk Management Department of CITIC Securities Co., Ltd. and Deputy Chief Risk Officer of the company. Former Risk Management Department of CITIC Securities Co., Ltd.
Corner B (host), director, etc.


Mr. Shi Benliang: Supervisor, Master, Certified Public Accountant. The current joint responsibility of the Planning and Finance Department of CITIC Securities Co., Ltd.

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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Responsible person, deputy financial director of the company. Former Planning and Finance Department of CITIC Securities Co., Ltd.
Corner B, director, etc.


Mr. Ning Chenxin: Supervisor, Doctor, Senior Editor. He is currently the director of the office and secretary of the board of directors of Huaxia Fund Management Co., Ltd. He has been a reporter, editor, office director, deputy chief editor of China Securities News, and lecturer at China University of Political Science and Law.


Ms. Chen Qian: Supervisor, Master. He is currently the executive general manager and chief executive of the marketing department of Huaxia Fund Management Co., Ltd.

He used to be the business manager of China Investment Bank , senior business manager of Beijing Securities Co., Ltd., deputy general manager of Beijing Branch of Huaxia Fund Management Co., Ltd., and deputy general manager of marketing department.


Mr. Zhu Wei: Supervisor, Master. He is currently the executive general manager and chief executive of the fund operation department of Huaxia Fund Management Co., Ltd. Former Fund Operations Department
B angle and so on.


Mr. Zhang Xiaoling: Deputy General Manager, Ph.D. He is concurrently the CEO of Huaxia Fund (Hong Kong) Co., Ltd., a director of Sinopec Sales Co., Ltd., and a distinguished professor at the Wudaokou Finance College of Tsinghua University. He has been an economist at the US Federal Reserve (Washington Headquarters), head of credit derivatives trading model risk at Morgan Stanley (New York Headquarters), and deputy director of the Banking Supervision Department 3 of the China Banking Regulatory Commission.


Mr. Liu Yi: Deputy General Manager, Master. He is currently a member of the Party Committee of Huaxia Fund Management Co., Ltd. Former Deputy Chief Staff Officer and Chief Staff Member of the Planning and Funding Department of the People's Bank of China; Deputy Chief of the Information Integration Department of the Information and Computer Department of the Head of the Agricultural Development Bank of China (Presenting Work); Supervisor, Director of the Party Office, and Pension Business of Huaxia Fund Management Co., Ltd. Director, executive director and general manager of Huaxia Capital Management Co., Ltd.


Mr. Yang Yan: Deputy General Manager, Investment Director, Master. He is currently a member of the Party Committee of Huaxia Fund Management Co., Ltd. He used to be the Manager of the Finance Department of China Foreign Economic and Trade Trust and Investment Co., Ltd. and the Assistant to the Fund Manager of Baoying Fund Management Co., Ltd.
Department Manager of Investment Department of Yimin Fund Management Co., Ltd., Deputy General Manager of Stock Investment Department of Huaxia Fund Management Co., Ltd.


Ms. Li Bin: Chief Inspector, Master. He is currently a member of the Party Committee of Huaxia Fund Management Co., Ltd. and the person in charge of the compliance department.

He once worked for CITIC Securities Co., Ltd. and former CITIC Fund Management Co., Ltd. Former assistant to the general manager of the supervision and auditing department of Huaxia Fund Management Co., Ltd., deputy general manager and co-head of the legal supervision department.



2. The Fund Fund Manager

Mr. He Jiaqi, Master of Applied Economics from Tsinghua University.

2012
He joined Huaxia Fund Management Co., Ltd. in July, and was a researcher in the fixed income department, assistant to fund managers, and a fund manager of the flexible allocation of mixed securities investment funds of Huaxia Xinjintai (2017
September
8th to
2018 year
May
During the 25th), Huaxia Xinjinhong flexibly allocates mixed securities investment fund fund managers (
2017 year
September
8th to
2018 year
July
During the 23rd day), Huaxia Xinqihang flexibly allocates mixed securities investment fund fund managers (
2017 year
September
8th to
2018 year
July
During the 30th day), Huaxia New Fairview Flexible Configuration Hybrid Securities Investment Fund Fund Manager (
2017 year
September
8th to
2018 year
December
During the 17th), Huaxia Yongkang Tianfu Hybrid Securities Investment Fund Fund Manager (
2018 year
February
1st to
2019
July
During the 18th), Huaxia new Jincheng flexible configuration

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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Mixed Securities Investment Fund Fund Manager (
2017 year
September
8th to
2019
December
During the 17th), etc., currently serves as Senior Vice President of the Fixed Income Department and Manager of Huaxia Yongfu Hybrid Securities Investment Fund (
2016 year
September
Since 5th), Huaxia Convertible Bond Enhanced Bond Securities Investment Fund Fund Manager (
2016 year
November
Since 18th), Huaxia Dingli Bond-type Initiated Securities Investment Fund Fund Manager (
2016 year
November
Since 18th), Huaxia Bond Investment Fund Fund Manager (2017
January
Since 18th), Huaxia Hope Bond Securities Investment Fund Fund Manager (
2017 year
September
Since 8th), Huaxia Juli Bond Securities Investment Fund Fund Manager (
2017 year
December
Since 19th), Huaxia Dingshun has regularly opened bond-origin securities investment fund fund managers for three months (
2018 year
August
He will serve on the 6th) and China Securities Dingfu will regularly open a bond-origin securities investment fund fund manager for three months (
2018 year
September
(Serving since 21st), Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Fund Manager (
2018 year
September
Since 28th), Huaxia Dingxiang has regularly opened bond-origin securities investment fund fund managers for three months (
2018 year
December
Serve from 17th), Huaxia Xinjinshun Flexible Configuration Mixed Securities Investment Fund Fund Manager (
2018 year
December
17-year appointment), China Xia Dinglue Bond Securities Investment Fund Fund Manager (
2019
January
Appointed since 25th), Huaxia Dingqi regularly opened bond- origin securities investment fund fund manager for three months (
2019
July
24th post), Huaxia Hengyi
18-month regular open bond securities investment fund fund manager (
2019
September
From 4th).


Mr. Chen Weiyan, Master of Statistics from Xiamen University. Former researcher of Huatai United Securities Co., Ltd.

2010
year
He joined Huaxia Fund Management Co., Ltd. in March, and was a researcher, assistant to fund manager, and a fund manager of flexible allocation of hybrid securities investment fund of Huaxia Xinjinfu
2017 year
March
7 days to
2017 year
August
During the 17th), Huaxia Xinjin'an flexible allocation of hybrid securities investment fund fund managers (
2017 year
March
7 days to
2017 year
August
During the 17th), Huaxia Return Securities Investment Fund Fund Manager (
2015 year
November
19th to
2017 year
August
During the 29th), Huaxia Return No. 2 Securities Investment Fund Fund Manager (
2015 year
December
14th to
2017 year
August
During the 29th), Huaxia Xinjinyuan flexible allocation of hybrid securities investment fund fund manager (
2017 year
March
7 days to
2018 year
March
5 days), Huaxia Xinjintai flexible allocation of hybrid securities investment fund fund manager (
2016 year
September
14th to
2018 year
May
During the 25th), Huaxia Xinqihang flexibly allocates mixed securities investment fund fund managers (
2016 year
September
14th to
2018 year
July
30 days),
Huaxia New Fairview Flexible Configuration Mixed Securities Investment Fund Fund Manager (
2016 year
September
14th to
2019
January
During the 31st day), Huaxia Dividend Hybrid Securities Investment Fund Fund Manager (
2017 year
August
29th to
2019
March
During the 21st day), etc., currently serves as the director of the stock investment department, and a flexible allocation of hybrid securities investment fund fund manager of ChinaAMC
2017
year
March
Since 7th), Huaxia New Energy Flexible Configuration Mixed Securities Investment Fund Fund Manager (
2017 year
March
Since 7th), Manager of China Securities Market Select Securities Investment Fund (
2017 year
May
Since 2 days), China Securities Industry Leader Hybrid Securities Investment Fund Fund Manager (
2018 year
July
Starting from 24th), Huaxia Xinjinhui Flexible Configuration Mixed Fund Investment Fund Manager (
2020
January
Since 6th), Huaxia Xinjinshun has flexible allocation of mixed securities investment funds

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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Fund manager
2020
January
From 6th).

Previous fund managers:
2017 year
March
8th to
2017 year
September
During the 8th day, Mr. Liu Ludan served as fund manager;
2017

year
September
8th to
2019
January
During the 24th, Mr. Zhu Can served as fund manager.

3. The director of the company's fixed income investment decision-making committee: Mr. Fan Yi, fixed income director, managing director and investment manager of Huaxia Fund Management Co., Ltd.

Member: Ms. Li Yimei, director and general manager of Huaxia Fund Management Co., Ltd.

Mr. Yang Yan, Deputy General Manager, Investment Director and Fund Manager of Huaxia Fund Management Co., Ltd.

Mr. Sun Bin, Assistant General Manager, Managing Director and Investment Manager of Huaxia Fund Management Co., Ltd.

Mr. Qu Bo, Managing Director and Fund Manager of Huaxia Fund Management Co., Ltd.

Mr. Liu Mingyu, executive general manager and fund manager of the fixed income department of Huaxia Fund Management Co., Ltd.

Mr. Liu Wanjun, director of fixed income department and fund manager of Huaxia Fund Management Co., Ltd.

Mr. Zhang Chi, Director of Institutional Bond Investment Department of Huaxia Fund Management Co., Ltd.

4. There is no close relative between the above persons.


Fund Custodian

(I) Fund Custodian
1. Name of basic situation: China Construction Bank Corporation ("China Construction Bank ")
Address: Financial Street, Xicheng District, Beijing
Office No. 25: Naoshikou Street, Xicheng District, Beijing
Legal Representative of Building 1 of Building 1: Tian Guoli Date of Establishment:
September 17, 2004 Organizational form: Co., Ltd. Registered capital: RMB 50 billion RMB 1 million RMB 1 million RMB RMB 100% Remaining period: Continuing fund trust qualification approval and document number: China Securities Regulatory Commission
[1998] Contact No. 12: Tian Qing Tel:
010-67595096
China Construction Bank was established in
In October 1954, it was a leading domestic and internationally known large-scale joint-stock commercial bank.

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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Headquartered in Beijing. This bank at
Listed on the Hong Kong Stock Exchange in October 2005
(Stock code
939), listed on the Shanghai Stock Exchange in September 2007
(Stock code
601939).



Group assets by the end of 2018
23.22 trillion yuan, an increase over the previous year
4.96%. In 2018, the group achieved net profit
255.526 billion yuan, an increase over the previous year
4.93%; average return on assets and weighted average return on net assets are
1.13% and


14.04%; NPL ratio
1.46%, maintaining steady decline; capital adequacy ratio
17.19%, staying ahead of peers.

In 2018, the Group has been awarded the Asian Banker in Singapore.
"2018 China's Best Large Retail Bank Award", "2018
China Comprehensive Risk Management Achievement Award ";" Global Finance "," The Most Innovative Bank in Global Trade Finance "," The Banker "
"2018 Best Financial Innovation Award", "Financial Times"
"Golden Dragon Award 2018-Best Inclusive Financial Services Bank of the Year" and many other important awards. The Group also obtained the British "Banker", Hong Kong "Asia Currency" magazine "
"China's Best Bank 2018" title, and in the China Banking Association
In the "Gyro" evaluation in 2018, it ranked first among national commercial banks.


China Construction Bank's head office has an asset custody business department, which includes an integrated and compliance management office, a fund market office, a securities insurance asset market office, a wealth management trust equity market office, a pension custody office, a global custody office, an emerging business office, and operation management Office,
Hosted application system support office, cross-border hosting operation office, compliance supervision office, etc.
11 functional offices, with a custody operation center in Hefei, Anhui, and a Shanghai operation center in Shanghai, with a total of employees
More than 300 people. from
Since 2007, the Custody Department has continuously hired external accounting firms to conduct internal control audits of the custody business and has become a routine means of internal control work.



2. The main personnel

Cai Yarong, general manager of the asset custody business department, has worked in the capital planning department, credit operation department,
The company's business department and the China Construction Bank restructuring and restructuring office served, and held leadership positions in the corporate business department of the head office. Has long been engaged in company business and has extensive experience in customer service and business management.


Gong Yi, Senior Manager of Asset Custody Business Department (Professional and Technical Level 1), has worked in the International Department and Business Department of China Construction Bank Beijing Branch and served as Vice President. He has been engaged in credit business and group customer business for a long time. Customer service and business management experience.


Huang Xiulian, Senior Manager of the Asset Custody Business Department (Professional Technical Level 1), has worked in the Accounting Department of the China Construction Bank Head Office, and has been engaged in custody business management for a long time. She has extensive customer service and business management experience.


Zheng Shaoping, deputy general manager of the asset custody business department, has worked in the investment department, commission agency,
The Strategic Account Department has long been engaged in customer service and credit business management, and has extensive experience in customer service and business management.


Yuan Yuan, Deputy General Manager of the Asset Custody Business Department, has worked in the International Business Department of the China Construction Bank Head Office, and has long been engaged in overseas institutions and overseas business management, domestic foreign exchange business management, and foreign financial institution customer marketing development.

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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Customer service and business management experience.



3. Operation of fund custody business

As one of the first domestic commercial banks to launch securities investment fund custody business, China Construction Bank has always adhered to the "customer-centric" business philosophy, continuously strengthened risk management and internal control, strictly performed various responsibilities of the custodian, and effectively maintained asset holdings. Someone has the legitimate rights and interests to provide high-quality custody services for asset clients. After years of steady development, China
The size of CCB's custody assets has continued to expand and the variety of custody businesses has increased. It has formed securities investment funds, social security funds, insurance funds, basic pension personal accounts,
The custody business system including (R) QFII, (R) QDII, enterprise annuity, and depositary services is one of the most comprehensive commercial banks in China. As of
At the end of the second quarter of 2019,
China Construction Bank has been hosted
924 securities investment funds. China Construction Bank's professional and efficient custody service capabilities and business level have won high recognition in the industry. China Construction Bank
9 times won the "Global Best Custodian" "China's Best Custodian Bank",
4 times won the "Treasury" "China's best sub-custodian bank", consecutive
5 years won ChinaBond's "Excellent Asset Custodian" and other awards.
In 2016, it was rated as the only "Best Custodian Bank" in the Chinese market by Global Finance, and in 2017, it was awarded the "Asian Banker" "Best Custodian System Implementation Award".


(II) Internal control system of the fund custodian


1. Internal control objectives

As the fund custodian, China Construction Bank strictly abides by the laws and regulations of the country regarding custody business, industry regulations and relevant management regulations within the bank, operates lawfully, regulates operations, and strictly monitors to ensure the stable operation of the business and the safety and integrity of fund assets Ensure that the relevant information is true, accurate, complete and timely, and protect the legitimate rights and interests of fund share holders.



2. Organizational structure of internal control

China Construction Bank has a Risk and Internal Control Management Committee, which is responsible for the entire bank's risk management and internal control, and conducts inspection and guidance on the risk control of the custody business. The Asset Custody Business Department is equipped with full-time internal control compliance personnel to be responsible for the internal control compliance of the custody business, and has the independent authority and ability to exercise internal control compliance work.



3. Internal control system and measures

The asset custody business department has a systematic and perfect institutional control system. It has established management systems, control systems, job responsibilities, and business operation processes to ensure the standardized operation and smooth progress of custody business; business personnel are qualified to practice; business management is strictly reviewed. , Audit, inspection system, authorized work to implement centralized control, business seals are stored, stored, and used in accordance with regulations, account data is strictly kept, and the restriction mechanism is strict and effective; the business operation area is specially set up, closed management, and audiovisual monitoring are implemented; business information is provided by full-time information Disclosers are responsible for preventing leaks; business operations are automated to prevent human accidents, and the technical system is complete and independent.


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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


(3) Methods and procedures for the fund custodian to supervise the operation of the fund manager's fund
1. Supervision method According to the "Fund Law" and its supporting regulations and fund contract, supervise the investment operation of the trust fund. Use from

The “New Generation Trusted Application Supervision Subsystem” developed by the Bank strictly monitors the investment ratio, investment scope, and investment portfolio of the fund manager's operating fund in strict accordance with the existing laws and regulations and the provisions of the fund contract. In the fund clearing and accounting services provided for fund investment operations on a daily basis, the investment instructions sent by the fund manager and the fund manager's extraction and expenditure of each fund's expenses are inspected and monitored.



2. Supervision process

(1) Every working day, through the new generation of custodian application supervision subsystem, to monitor the control of the investment operation ratio of each fund. If abnormal investment conditions are found, give risk warning to the fund manager and verify the situation with the fund manager. Supervise and urge them to make corrections, and report to the CSRC in a timely manner if there are major abnormal matters.

(2) After receiving the fund manager's transfer instruction, check the elements of the instruction.

(3) If the fund is found to be involved in illegal transactions through technical or non-technical means, the fund manager is required to explain or provide evidence by phone or in writing. If necessary, it will report to the China Securities Regulatory Commission in a timely manner.

Relevant service agencies

(1) Sales organization
1. Direct selling agency: Huaxia Fund Management Co., Ltd. Residence: Tianzhu Airport Industrial Zone, Shunyi District, Beijing
Area A Office Address: Financial Street, Xicheng District, Beijing
No. 33 Tongtai Building
Legal Representative on the 8th floor of Tower B: Yang Minghui Customer Service Phone:
400-818-6666
Fax: 010-63136700
Contact: Zhang Degen Website: www.ChinaAMC.com


2. Agency sales agency: Shanghai Huaxia Wealth Investment Management Co., Ltd. Residence: East Daming Road, Hongkou District, Shanghai
No. 687, second floor
Room 268 Office Address: Financial Street, Xicheng District, Beijing
No. 33 Tongtai Building
Legal Representative of Block B, Level 8: Mao Huaiping


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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


phone:
Fax: 010-88066214
Contact: Zhang Jing Website: www.amcfortune.com


customer service number:
400-817-5666
The fund manager may change or increase or decrease the sales agencies that purchase and redeem according to the situation, and publicize it on the fund manager's website. pin

Sales organizations can increase or decrease their sales cities and outlets according to changes in circumstances.

(2) Name of the registration agency: Huaxia Fund Management Co., Ltd. Address: Tianzhu Airport Industrial Zone, Shunyi District, Beijing
Area A Office Address: Financial Street, Xicheng District, Beijing
No. 33 Tongtai Building
Legal Representative on the 8th floor of Tower B: Yang Minghui Customer Service Phone:
400-818-6666
Fax: 010-63136700
Contact: Zhu Wei (III) Law Firm Name: Beijing Tianyuan Law Firm Residence: Fengsheng Hutong, Xicheng District, Beijing
28 Pacific Insurance Building
10th floor office address: Fengsheng Hutong, Xicheng District, Beijing
28 Pacific Insurance Building
Legal Representative on the 10th floor: Zhu Xiaohui Tel:
010-57763888
Fax: 010-57763777
Contact: Li Yan Lawyer: Wu Guanxiong, Li Yan (IV) Accounting Firm Name: PricewaterhouseCoopers Zhongtian Certified Public Accountants (Special General Partnership)
Address: Lujiazui Ring Road, Pudong New District, Shanghai
1318 DBS Bank Building
6th floor office address: Hubin Road, Huangpu District, Shanghai
PricewaterhouseCoopers Tower Two
11th floor executive affairs partner: Li Dan Tel:
021-23238888

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Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Fax: 021-23238800

Contact: Shan Feng, Zhao Xue

Certified Public Accountants: Shan Feng, Zhao Xue

Fourth, the name of the fund

The name of the fund: Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund.


V. Types of funds

The fund type: contract-type open-end fund.


Investment Objectives of the Fund

Under the premise of controlling risks, seize market opportunities and pursue the steady appreciation of assets.


Investment Direction of the Fund

The investment scope of the Fund is financial instruments with good liquidity, including domestic listed shares issued in accordance with law (including small and medium-sized boards, GEM and other stocks approved by the China Securities Regulatory Commission), bonds (including government bonds, central bank bills, financial bonds, Corporate bonds, corporate bonds , medium-term notes, short-term financing bonds, ultra-short-term financing bonds, subordinated bonds, government-backed agency bonds, government-backed bonds, local government bonds, SME private placement bonds, convertible bonds, exchangeable bonds,
And other bonds permitted to be invested by the China Securities Regulatory Commission), derivatives (including warrants, stock index futures, government bond futures, stock options, etc.), money market instruments (including interbank certificates of deposit), asset-backed securities, and laws or regulations or funds permitted by the China Securities Regulatory Commission Other financial instruments for investment (but subject to relevant regulations of the China Securities Regulatory Commission).


The proportion of the fund's investment portfolio is: the proportion of equity investment in the fund's assets is
0% –95%, the ratio of warrant investment to the fund ’s net asset value is
0% –3%, after deducting the transaction margin required for stock index futures, government bond futures, and stock option contracts at the end of each trading day, the cash or government bonds with maturity within one year is not less than the fund's net asset value
5%.


If laws and regulations or regulatory agencies allow the fund to invest in other products in the future, after the fund manager performs appropriate procedures,
It can be included in the scope of investment.


13


Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


Investment strategy of the fund

(I) Asset Allocation Strategy

The Fund analyzes macroeconomic and capital market development trends through a combination of qualitative analysis and quantitative analysis. It uses a "top-down" analysis perspective to comprehensively consider the prospects of macroeconomic development and assess the expected returns and risks of various assets.
Reasonably determine the investment proportion of the Fund in various types of assets such as stocks, bonds, cash, etc., and make dynamic adjustments in time with the relative changes in the risk and return characteristics of various types of assets.


(Two) stock investment strategy

The Fund will mainly adopt a bottom-up stock selection strategy to invest in stocks that have stable endogenous growth and can create economic value for shareholders. The fund will use the "multi-factor stock selection model" to target excess returns and comprehensively examine various factors such as the industry's development prospects, the industry status of listed companies, competitive advantages, profitability, growth, and valuation levels.
Select high-quality stocks and build a core portfolio.


(III) Investment strategy for fixed income products

The Fund will dynamically adjust the portfolio duration and bond allocation structure based on the analysis and judgment of international and domestic macroeconomic situations, capital supply and demand curves, market interest rate trends, credit spread conditions, and bond market supply and demand, among other factors. Bonds for gain.



1. Generic configuration strategy

Category allocation refers to the timely and dynamic allocation and adjustment of the ratio between various markets and various types of fixed income financial instruments to determine the asset portfolio that best meets the risk and return characteristics of the Fund. It includes two levels of market allocation and variety selection.


At the level of market allocation, the Fund will control market risk and liquidity risk based on changes in the yield on maturity of financial instruments such as exchange markets and interbank markets, changes in liquidity and market size. The camera adjusts the proportion of investment in bond financial instruments in different markets.


At the level of product selection, the Fund will comprehensively consider factors such as liquidity and profitability on the premise of controlling credit risk, based on the changing characteristics of the yield rate of various types of bond financial instruments, macroeconomic forecast analysis and the impact of tax factors. A combination of quantitative analysis and qualitative analysis is used to optimize the allocation among various bond financial instruments.



2. Duration adjustment strategy

Bond investment is affected by interest rate risk. The Fund will form an anticipation of the direction of future market interest rate changes based on the analysis and judgment of factors affecting the macroeconomic conditions of the bond investment and monetary policy, and then actively adjust the duration of the bond asset portfolio it holds to increase or decrease returns The purpose of loss.


14


Huaxia Xinjinhui Flexible Configuration Mixed Securities Investment Fund Prospectus (Updated) Summary


When the overall market interest rate level is expected to decrease, the Fund will extend the duration of the bond portfolio it holds, so that it can obtain the rise in bond price when the market interest rate actually decreases; otherwise, when the overall market interest rate level is expected to increase, it will be shortened. The duration of the portfolio is to avoid the capital loss caused by the risk of falling bond prices and obtain higher reinvestment income.



3. Yield curve allocation strategy

The Fund will comprehensively examine the yield curve and credit spread curve, and adjust the position of the investment portfolio through changes in the expected yield curve shape and the trend of the credit spread curve. On the basis of examining the yield curve, the Fund will determine the use of centralized strategy, dumbbell strategy or trapezoidal strategy, etc., to benefit from the deformation of the yield curve and the relative price changes of credit bonds with different maturities.本基金还将通过研究影响信用利差曲线的经济周期、市场供求关系和流动性变化等因素,确定信用债券的行业配置和各信用级别信用债券所占投资比例。



4、可转换公司债券投资策略

本基金将着重对可转债对应的基础股票的分析与研究,对那些有着较好盈利能力或成长前景的上市公司的可转债进行重点选择,并在对应可转债估值合理的前提下集中投资,以分享正股上涨带来的收益。同时,本基金还将密切跟踪上市公司的经营状况,从财务压力、融资安排、未来的投资计划等方面推测、并通过实地调研等方式确认上市公司对转股价的修正和转股意愿。



5、 中小企业私募债券投资策略

在严格控制风险的前提下,通过严谨的研究,综合考虑中小企业私募债券的安全性、收益性和流动性等特征,并与其他投资品种进行对比后,选择具有相对优势的类属和个券进行投资。同时,通过期限和品种的分散投资降低基金投资中小企业私募债券的信用风险、利率风险和流动性风险。


(四)资产支持证券投资策略

本基金将深入分析资产支持证券的市场利率、发行条款、支持资产的构成及质量、提前偿还率、风险补偿收益和市场流动性等基本面因素,估计资产违约风险和提前偿付风险,并根据资产证券化的收益结构安排,模拟资产支持证券的本金偿还和利息收益的现金流过程,
辅助采用定价模型,评估其内在价值。


(五)权证投资策略

本基金将在严格控制风险的前提下,主动进行权证投资。基金权证投资将以价值分析为基础,在采用数量化模型分析其合理定价的基础上,把握市场的短期波动,进行积极操作,
追求在风险可控的前提下实现稳健的超额收益。


(六)股指期货投资策略

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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


本基金将在风险可控的前提下,本着谨慎原则,适度参与股指期货投资。通过对现货市场和期货市场运行趋势的研究,结合基金股票组合的实际情况及对股指期货的估值水平、基差水平、流动性等因素的分析,选择合适的期货合约构建相应的头寸,以调整投资组合的风险暴露,降低系统性风险。基金还将利用股指期货作为组合流动性管理工具,降低现货市场流动性不足导致的冲击成本过高的风险,提高基金的建仓或变现效率。


(七)国债期货投资策略本基金投资国债期货,将根据风险管理的原则,充分考虑国债期货的流动性和风险收益

特征,在风险可控的前提下,适度参与国债期货投资。

(八)股票期权投资策略本基金按照风险管理的原则,在严格控制风险的前提下,选择流动性好、交易活跃的股

票期权合约进行投资。本基金基于对证券市场的判断,结合期权定价模型,选择估值合理的股票期权合约。

本基金投资股票期权,基金管理人将根据审慎原则,建立期权交易决策部门或小组,授权特定的管理人员负责股票期权的投资审批事项,以防范股票期权投资的风险。

未来,根据市场情况,基金管理人在履行适当的程序后,可相应调整和更新相关投资策略,并在招募说明书更新中公告。


九、基金的业绩比较基准

本基金的业绩比较基准:沪深
300指数收益率×
50%+上证国债指数收益率×
50%.

Shanghai and Shenzhen
300指数是中证指数有限公司编制的沪深两市统一指数,具有良好的市场代表性和市场影响力,适合作为本基金股票投资的业绩基准。

上证国债指数由中证指数有限公司编制,以上海证券交易所上市的固定利率国债为样本,
具有良好的市场代表性和较高的知名度,适合作为本基金债券投资的业绩基准。


如果中证指数有限公司变更或停止沪深
300指数或上证国债指数的编制及发布、或沪深
300指数或上证国债指数由其他指数替代、或由于指数编制方法发生重大变更等原因导致沪深
300指数或上证国债指数不宜继续作为基准指数,或市场有其他代表性更强、更适合投资的指数推出时,本基金管理人可以依据维护投资者合法权益的原则,取得基金托管人同意后,
变更本基金的基准指数,并及时公告。


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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


十、基金的风险收益特征

本基金属于混合基金,风险与收益高于债券基金与货币市场基金,低于股票基金,属于较高风险、较高收益的品种。


十一、基金的投资组合报告

以下内容摘自本基金
2019年第
2季度报告:


5.1报告期末基金资产组合情况序号项目金额(元)
占基金总资产的比例(%)
1权益投资
101,641,991.96 22.01
其中:股票
101,641,991.96 22.01
2固定收益投资
344,705,092.70 74.64
其中:债券
334,705,092.70 72.47
资产支持证券
10,000,000.00 2.17
3贵金属投资
-
4金融衍生品投资
-
5买入返售金融资产
-
其中:买断式回购的买入返售金融资产
-
6银行存款和结算备付金合计
9,618,733.21 2.08
7其他各项资产
5,879,607.64 1.27
8合计
461,845,425.51 100.00

5.2报告期末按行业分类的股票投资组合
5.2.1报告期末按行业分类的境内股票投资组合代码行业类别公允价值(元)
占基金资产净值比例(%)
A农、林、牧、渔业
-

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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


B采矿业
298,434.30 0.07
C制造业
27,861,307.28 6.25
D电力、热力、燃气及水生产和供应业
-
E建筑业
6,615,375.00 1.48
F批发和零售业
8,508,590.00 1.91
G交通运输、仓储和邮政业
25,340,021.68 5.69
H住宿和餐饮业
15,968,104.00 3.58
I信息传输、软件和信息技术服务业
39,603.76 0.01
J金融业
17,010,555.94 3.82
K房地产业
-
L租赁和商务服务业
-
M科学研究和技术服务业
-
N水利、环境和公共设施管理业
-
O居民服务、修理和其他服务业
-
P教育
-
Q卫生和社会工作
-
R文化、体育和娱乐业
-
S综合
-
total
101,641,991.96 22.81

5.3报告期末按公允价值占基金资产净值比例大小排序的前十名股票投资明细序号股票代码股票名称数量(股)公允价值
(元)
占基金资产净值比例(%)
1 601111 中国国航
1,400,000 13,398,000.00 3.01
2 600029 南方航空
1,546,894 11,942,021.68 2.68
3 600519 贵州茅台
11,000 10,824,000.00 2.43
4 601166 兴业银行
517,200 9,459,588.00 2.12
5 600258 首旅酒店
519,600 9,342,408.00 2.10
6 002419 天虹股份
651,500 8,508,590.00 1.91
7 600809 山西汾酒
114,400 7,899,320.00 1.77
8 601336 新华保险
136,600 7,517,098.00 1.69
9 600031 三一重工
526,000 6,880,080.00 1.54
10 600754锦江股份
268,900 6,625,696.00 1.49

5.4报告期末按债券品种分类的债券投资组合
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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


序号债券品种公允价值
(元)
占基金资产净值比例(%)
1国家债券
30,156,000.00 6.77
2央行票据
-
3金融债券
9,795,000.00 2.20
其中:政策性金融债
9,795,000.00 2.20
4企业债券
72,570,092.70 16.28
5企业短期融资券
-
6中期票据
173,764,000.00 38.99
7 可转债 (可交换债)
-
8同业存单
48,420,000.00 10.87
9其他
-
10合计
334,705,092.70 75.11

5.5报告期末按公允价值占基金资产净值比例大小排序的前五名债券投资明细序号债券代码债券名称数量(张)公允价值(元)
占基金资产净值比例(%)
1 101764070
17 冀中能源
MTN002
300,000 30,807,000.00 6.91
2 019503 15国债
03 300,000 30,156,000.00 6.77
3 101800202
18天恒置业
MTN001
200,000 20,780,000.00 4.66
4 127792 G18龙源
1 200,000 20,638,000.00 4.63
5 122066 11大唐
01 200,000 20,624,000.00 4.63

5.6报告期末按公允价值占基金资产净值比例大小排序的前十名资产支持证券投资明细序号证券代码证券名称数量(张)公允价值(元)
占基金资产净值比(%)
1 156637璀璨
7A 100,000.00 10,000,000.00 2.24
2 -----
3 -----
4 -----
5 -----
6 -----
7 -----

19


华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


8 -----
9 -----
10 -----

5.7报告期末按公允价值占基金资产净值比例大小排序的前五名贵金属投资明细本基金本报告期末未持有贵金属。

5.8报告期末按公允价值占基金资产净值比例大小排序的前五名权证投资明细本基金本报告期末未持有权证。

5.9报告期末本基金投资的股指期货交易情况说明
5.9.1报告期末本基金投资的股指期货持仓和损益明细本基金本报告期末无股指期货投资。

5.9.2本基金投资股指期货的投资政策本基金本报告期末无股指期货投资。

5.10报告期末本基金投资的国债期货交易情况说明
5.10.1本期国债期货投资政策本基金本报告期末无国债期货投资。

5.10.2报告期末本基金投资的国债期货持仓和损益明细本基金本报告期末无国债期货投资。

5.10.3本期国债期货投资评价本基金本报告期末无国债期货投资。

5.11投资组合报告附注
5.11.1本基金投资的前十名证券的发行主体中, 中信银行股份有限公司出现在报告编制日前一年内受到监管部门公开谴责、处罚的情况。本基金对上述主体发行的相关证券的投资决策程序符合相关法律法规及基金合同的要求。

5.11.2基金投资的前十名股票未超出基金合同规定的备选股票库。

5.11.3其他资产构成序号名称金额(元)
1存出保证金
119,554.94
2应收证券清算款
-
3应收股利
-
4应收利息
5,760,052.70

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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


5应收申购款
-
6其他应收款
-
7待摊费用
-
8其他
-
9合计
5,879,607.64

5.11.4报告期末持有的处于转股期的可转换债券明细本基金本报告期末未持有处于转股期的可转换债券。

5.11.5报告期末前十名股票中存在流通受限情况的说明本基金本报告期末前十名股票中不存在流通受限情况。

5.11.6投资组合报告附注的其他文字描述部分由于四舍五入的原因,分项之和与合计项之间可能存在尾差。

十二、基金的业绩

基金管理人依照恪尽职守、诚实信用、谨慎勤勉的原则管理和运用基金财产,但不保证基金一定盈利,也不保证最低收益。基金的过往业绩并不代表其未来表现。投资有风险,投资者在做出投资决策前应仔细阅读本基金的招募说明书。


下述基金业绩指标不包括持有人认购或交易基金的各项费用,计入费用后实际收益水平要低于所列数字。


华夏新锦汇混合
A:

阶段净值增长率①
净值增长率标准差②
业绩比较基准收益率③
业绩比较基准收益率标准差④
①-③
②-④
2017 year
March
8日至
2017 year
December
31th
7.87% 0.18% 8.42% 0.33% -0.55% -0.15%
2018 year
January
1日至
2018 year
December
31th
1.76% 0.17% -10.68% 0.67% 12.44% -0.50%
2019
January
1日至
2019
June
30th
1.27% 0.36% 14.27% 0.78% -13.00% -0.42%

华夏新锦汇混合
C:
2017 year
March
8日至
2019
June
30日期间,华夏新锦汇混合
C类基金份额为零。



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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


十三、费用概览(一)基金运作费用
1、基金费用的种类


(1)基金管理人的管理费。

(2)基金托管人的托管费。

(3)基金的销售服务费。

(4)除法律法规、中国证监会另有规定外,《基金合同》生效后与基金相关的信息披露费用。

(5)《基金合同》生效后与基金相关的会计师费、律师费和诉讼费。


(6)基金份额持有人大会费用。

(7)基金的证券
/期货账户等相关账户的开户费用。

(8)基金的证券
/期货交易费用(包括但不限于经手费、印花税、证管费、过户费、手续费、券商佣金、权证交易的结算费、相关账户费用及其他类似性质的费用等)。

(9)基金的银行汇划费用、银行账户维护费用。

(10)按照国家有关规定和《基金合同》约定,可以在基金财产中列支的其他费用。

2、基金费用计提方法、计提标准和支付方式(1)基金管理人的管理费本基金的管理费按前一日基金资产净值的
0.60%年费率计提。管理费的计算方法如下:
H=E× 0.60%÷当年天数
H为每日应计提的基金管理费
E为前一日的基金资产净值基金管理费每日计提,逐日累计至每月月末,按月支付,由基金托管人根据与基金管理人核对一致的财务数据,自动在月初
5个工作日内、按照指定的账户路径进行资金支付,基金管理人无需再出具资金划拨指令。若遇法定节假日、休息日等,支付日期顺延。费用自动扣划后,基金管理人应进行核对,如发现数据不符,及时联系基金托管人协商解决。


(2)基金托管人的托管费本基金的托管费按前一日基金资产净值的
0.10%的年费率计提。托管费的计算方法如下:
H=E×0.10%÷当年天数
H为每日应计提的基金托管费
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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


E为前一日的基金资产净值

基金托管费每日计提,逐日累计至每月月末,按月支付,由基金托管人根据与基金管理人核对一致的财务数据,自动在月初
5个工作日内、按照指定的账户路径进行资金支付,基金管理人无需再出具资金划拨指令。若遇法定节假日、休息日等,支付日期顺延。费用自动扣划后,基金管理人应进行核对,如发现数据不符,及时联系基金托管人协商解决。


(3)销售服务费销售服务费可用于本基金市场推广、销售以及基金份额持有人服务等各项费用。本基金份额分为不同的类别,适用不同的销售服务费率。 among them,
A类不收取销售服务费,
C类销售服务费年费率为
0.10%。若遇法定节假日、公休日等,支付日期顺延。


各类别基金份额的销售服务费计算方法如下:


H=E×R÷当年天数


H为各类别基金份额每日应计提的销售服务费


E为各类别基金份额前一日基金资产净值


R为各类别基金份额适用的销售服务费率

销售服务费每日计提,按月支付。经基金管理人与基金托管人核对一致后,自动在月初
5个工作日内、按照指定的账户路径进行资金支付,基金管理人无需再出具资金划拨指令,
经登记机构分别支付给各个基金销售机构。费用自动扣划后,基金管理人应进行核对,如发现数据不符,及时联系基金托管人协商解决。


上述“1、基金费用的种类”中第(
4)-(10)项费用,根据有关法规及相应协议规定,

按费用实际支出金额列入当期费用,由基金托管人从基金财产中支付。

3、不列入基金费用的项目下列费用不列入基金费用:

(1)基金管理人和基金托管人因未履行或未完全履行义务导致的费用支出或基金财产的损失。

(2)基金管理人和基金托管人处理与基金运作无关的事项发生的费用。

(3)《基金合同》生效前的相关费用。

(4)其他根据相关法律法规及中国证监会的有关规定不得列入基金费用的项目。

(二)基金销售费用
1、申购费与赎回费(1)投资者在申购
A类基金份额时需交纳前端申购费。

twenty three


华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


A类基金份额申购费率如下:

申购金额(含申购费)
50万元以下
50万元以上(含
50万元)
-200万元以下
200万元以上(含
200万元)
-500万元以下
500万元以上(含
500万元)



前端申购费率


1.5%
1.2%
0.8%
1,000.00元/笔



申购费由申购人承担,用于市场推广、销售、登记等各项费用。


(2)投资者申购
C类基金份额时,申购费为
0.

(3)本基金
A类、C类基金份额收取赎回费,赎回费由赎回人承担,在投资者赎回基金份额时收取。



①A类基金份额赎回费率如下:
持有期限

7天以内
7天(含)
-30天
30天(含)
-365天
365天(含)以上



Redemption rate


1.5%
0.75%
0.5%
0


对于赎回时份额持有不满
30天的,收取的赎回费全额计入基金财产;对于赎回时份额持有满
30天不满
90天收取的赎回费,将不低于赎回费总额的
75%计入基金财产;对于赎回时份额持有满
90天不满
180天收取的赎回费,将不低于赎回费总额的
50%计入基金财产;
对赎回时份额持有期长于
180天(含
180天)收取的赎回费,将不低于赎回费总额的
25%
计入基金财产。



②C类基金份额的赎回费率如下:

持有期限赎回费率



7天以内
1.5%
7天(含)
-30天
0.5%
30天(含)以上
0


对于赎回时份额持有不满
30天的,收取的赎回费全额计入基金财产。


(4)基金管理人可以在基金合同约定的范围内调整费率或收费方式,并最迟应于新的费率或收费方式实施日前依照《信息披露办法》的有关规定在指定媒介上公告。

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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


(5)基金管理人可以在不违反法律法规规定及基金合同约定的情形下根据市场情况制定基金促销计划,针对以特定交易方式(如网上交易、移动客户端交易)等进行基金交易的投资者定期或不定期地开展基金促销活动。在基金促销活动期间,按相关监管部门要求履行必要手续后,基金管理人可以适当调低基金申购费率、赎回费率。

2、申购份额与赎回金额的计算方式
1、申购份额的计算


①当投资者选择申购
A类基金份额时,申购份额的计算方法如下:
申购费用适用比例费率时,申购份额的计算方法如下:
净申购金额=申购金额
/(1+前端申购费率)
前端申购费用=申购金额-净申购金额申购份额=净申购金额
/T日A类基金份额净值


申购费用为固定金额时,申购份额的计算方法如下:
前端申购费用=固定金额净申购金额
=申购金额-前端申购费用申购份额=净申购金额
/T日A类基金份额净值


②当投资者选择申购
C类基金份额时,申购份额的计算方法如下:
申购份额=申购金额
/T日C类基金份额净值基金份额按照四舍五入方法,保留小数点后两位,由此误差产生的损失由基金财产承担,
产生的收益归基金财产所有。

例一:假定
T日的A类基金份额净值为
1.2300元。四笔申购金额分别为
1,000元、50万元、
200万元和
500万元,则各笔申购负担的前端申购费用和获得的
A类基金份额计算如下:


申购金额(元,
a)
适用前端申购费率(
b)
净申购金额(
c=a/(1+b))
前端申购费(
d=ac)
该类基金份额净值(
e)
申购份额(
=c/e)



申购1

1,000.00
1.5%
985.22
14.78
1.2300
800.99


申购2

500,000.00
1.2%
494,071.15
5,928.85
1.2300
401,683.86


申购3

2,000,000.000.8%
1,984,126.9815,873.021.23001,613,111.37


若该投资者申购金额为
500万元,则申购负担的前端申购费用和获得的
A类基金份额计

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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


算如下:

申购4
申购金额(元,
a)
5,000,000.00
前端申购费(
b)
1,000.00
净申购金额(
c=ab)
4,999,000.00
该类基金份额净值(d)
1.2300
申购份额(
e=c/d)
4,064,227.64

例二:假定
T日的
C类基金份额净值为
1.2500元,投资者申购金额为
5,000,000.00元,
则申购获得的
C类基金份额计算如下:
申购份额=
5,000,000.00/1.2500=4,000,000.00份

(2)赎回金额的计算当投资者赎回基金份额时,赎回金额的计算方法如下:
赎回总金额=赎回份额×T日该类基金份额净值赎回费用=赎回总金额×赎回费率净赎回金额=赎回总金额
-赎回费用


例三:假定某投资者在
T日赎回
10,000份
A类基金份额,持有期限半年,该日
A类基

金份额净值为
1.2500元,则其获得的赎回金额计算如下:
赎回总金额
=10,000.00×1.2500=12,500.00元赎回费用=
12,500.00×0.5%=62.50元净赎回金额
=12,500.00-62.50=12,437.50元

例四:假定某投资者在
T日赎回
10,000份
C类基金份额,持有期限
30天,该日
C类基金份额净值为
1.2500元,则其获得的赎回金额计算如下:
净赎回金额
=10,000.00×1.2500=12,500.00元

(3)T日的基金份额净值在当天收市后计算,并在
T+1日内公告。各个基金份额类别单独计算基金份额净值,计算公式为计算日该类别基金资产净值除以计算日发售在外的该类别基金份额总数。遇特殊情况,经中国证监会同意,可以适当延迟计算或公告。本基金基金份额净值的计算,保留到小数点后
4位,小数点后第
5位四舍五入,由此产生的误差计入基金财产。

(三)基金税收

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华夏新锦汇灵活配置混合型证券投资基金招募说明书(更新)摘要


本基金运作过程中涉及的各纳税主体,其纳税义务按国家税收法律、法规执行。


十四、对招募说明书更新部分的说明

因本基金增聘基金经理,本基金管理人依据《基金法》、《运作办法》、《销售办法》、《信息披露办法》、基金合同及其他法律法规的要求,对本基金原招募说明书(更新)的“三、
基金管理人”中基金经理信息进行了更新,同时对其他主要人员情况信息一并进行了更新。


华夏基金管理有限公司二○二〇年一月九日

27


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