The video is my own, the transfer has screenshots, how can I still be cheated? These code scanning scams you may have never heard of
"Friend" borrowed money to save the QR code transfer and was cheated <br /> Xiao Wang of Guangdong received a call from a friend for help when he was at work. A friend said that his family was sick and hospitalized for surgery, and WeChat was needed to pay for the surgery, but he WeChat does not have a bank card, please ask Xiao Wang to transfer him 3500 yuan for emergency, and asked Xiao Wang's bank card number, said that he would immediately transfer the borrowed 3500 yuan to Xiao Wang's card.
"At the time, the video was exactly what he looked like, but he didn't speak. Later, he said that the network signal was bad, so he hung up, and I didn't pay much attention to this matter."
The other party first sent Xiao Wang a bank transfer record sheet, and said that the account arrived two hours later, and his name and card number did show that it was Xiao Wang's.
At first Xiao Wang was a little hesitant and told the other party to transfer the money two hours after the account was received, but his friend said that his cousin needed money for emergency treatment, and Xiao Wang gave it to him.
The way for a friend to make Xiao Wang transfer money is to scan a QR code he sent with a mobile phone and make a small transfer, 500 yuan at a time, and Xiao Wang paid four times for a total of 2,000 yuan. When the fifth transfer was made, an insecure prompt appeared on the screen.
"Later he sent me a QR code again and asked me to transfer it again."
Two hours later, Xiao Wang checked the bank card and found that the so-called 3500 yuan that had been transferred was not received, and the friend's voice call could not be reached at this time. It wasn't until Xiao Wang contacted the other party with his mobile phone that the friend's number had been stolen and he had been cheated.
But what she couldn't figure out was that the other party did send her a screenshot of the transfer at the time, and when she and the other person saw the video, she really saw her friend. How did the scammer do this?
Experts for forging bank transfer records demonstrate scammer routines. <br /> Throughout the process, Xiao Wang and the other party only saw the other party flash before hanging up, and there was no language communication. Security experts said that it was not difficult to synthesize a picture of the owner of the number when the number was stolen, and the so-called bank transfer document was even simpler. In the operation interface demonstrated by network security expert Zhang Le, the bank name, transfer amount, account number, etc. can be modified almost "as you wish".
"Some of the larger banks, this one can be faked, and you can choose the bank freely. Finally, the scammers will also transfer the screenshot to the victim to gain trust."
"As for bank transfer SMS notifications, scammers can also operate." Zhang Le introduced, "through pseudo base stations, including some SMS group senders, can automatically edit the number, fake bank transfer SMS notifications."
Prevent two-dimensional code scams and be alert to these three types of fraud routines. Code scanning scams are a new model of fraud. Related security experts have summarized three types of more common code scanning scams.
The first category is financial investment fraud. For example, after a stranger adds a friend and pulls the victim into a group by sharing a QR code, there will be various so-called investment experts in the group to encourage you to invest on a fake investment website and be cheated.
The second type, like the case of Xiao Wang mentioned above, masquerades as a friend after being stolen, and the victim is deceived by sending a QR code to scan the code and transfer money.
The third type is that after the criminals collected personal mobile phone numbers, they used various methods to verify their qualifications to allow the victim to scan the code to access the phishing website, thereby stealing the bank card information and password in the mobile phone, and intercepting the SMS to transfer the card Amount.
In addition, a lot of information can't be seen on the mobile phone, not only scan the payment code, but also be careful when scanning other types of QR codes. As for the QR codes that strangers recommend to scan, or QR codes of unknown origin, you need to be more vigilant.
Cyber security expert Yu Kui opened a user's report URL. The screen displayed on the computer was weird. When it was switched to mobile phone browsing mode, this page happened to be the e-commerce platform page that we usually see on mobile phones. But this is actually a phishing website.
Yu Kui said, "Like this type of website, what you buy and the payment voucher you receive are often not related to the item you purchased. For example, in this case, it is obvious that you bought women's clothing, but the product description of the receipt said: Top up '. "
Experts reminded that information such as Alipay, WeChat, and major banks' successful transfers, slips, and transfer vouchers could be forged by fraudsters using software.
In our daily life, don't scan the QR code of strangers or click on unknown website links. If you really encounter a friend who needs help, when it comes to transferring money, you must also verify the identity of the other party, such as talking on the phone, and carefully confirm before doing the transfer operation.
Source: CCTV.net (The cover and text are from CCTV screenshots)